Real estate appraisal services for homeowners in the city of Greensburg and Westmoreland County
Here are the top 7 reasons why PA homeowners use Wendy Johnston:
Own a home in or near Greensburg, PA and need help deciding the price of it?
At Wendy Johnston, we understand the unique needs of a customer after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. But as a general consumer,we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report the results of our analysis.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value estimation than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. Wendy Johnston is experienced in helping customers just like you delete unnecessary PMI insurance.
Challenge a property tax assessment
If you live in an area that is declining or is not appreciating as much as other properties close to yours, your local tax assessor may have your home overvalued. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an expert appraisal from Wendy Johnston is your number one weapon.
Recently got a freeze your HELOC?
If your house is in a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow angle. An expert appraisal from Wendy Johnston can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Do you need a seasoned appraiser to double-check your appraisal for preciseness, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Wendy Johnston can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Wendy Johnston can help with that too. While usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your property.